Closing protection · Independent title & escrow

The seller isn't always the owner.

Seller impersonation and wire fraud have industrialized — AI-generated IDs, forged notarizations, spoofed payoff instructions. Tallyfoil verifies the people and the instructions on every closing, and puts a signed verification letter in your file before the wire moves.

Florida first · Nothing to install · Flat fee per closing

Closing №2481
Seller identityCompleted
County recordCompleted
Payee callbackVerifying

$275M

FBI-reported real estate fraud losses in 2025 — up 59% in one year

28%

of title companies faced a seller-impersonation attempt in a single year (ALTA)

85%

of those impersonation attempts involved vacant land

Every closing is a chain of trust.

One file in, one letter out — seller identity, county record, and payee callback tallied, signed, and sealed before the wire moves. Two attacks try to break in. Watch where they stop.

01

Closing file opens

IN ESCROW

A closing is a chain of hand-offs — every link trusts the one before it.

“Seller” with an AI-made IDBLOCKED
02

Seller identity

MATCH

The human is matched against the county grantor of record. Impersonators bounce here.

03

Title state

CURRENT

Grantor chain and open liens checked against live county data.

“Updated” wire instructionsBLOCKED
04

Wire instructions

ATTESTED

Payee confirmed by documented callback. Spoofed instructions die here.

05

The tally

WIRE RELEASED

A signed verification letter lands in the file — and the wire moves.

We run the tally.
You file the proof.

Four checks on every closing — each one built to kill a specific attack — signed, timestamped, and bound into one package for the file.

  • Verify the human

    stops impersonation

    Government ID and liveness, matched against the county grantor of record.

  • Verify the title state

    stops forged deeds

    Grantor chain and open liens pulled from live county data.

  • Verify the money path

    stops spoofed wires

    Payee callback on an independently sourced number, recorded.

  • Bind the package

    stops the E&O fight

    Every check signed and timestamped in one letter your closer, underwriter, and E&O carrier can all read.

Seller identityMATCHCounty recordCURRENTWire attestationATTESTEDCallback logDOCUMENTEDClosing protection packageSigned · timestamped · per closingE&O-READYUNDERWRITER-READY

Why agencies add Tallyfoil

Built for the vacant-land scam

Seller impersonation targets exactly the files your staff cannot eyeball: out-of-state owners, vacant parcels, mail-away closings. We verify the human against the record — not the paperwork against a hunch.

Wire instructions that tally

Documented payee callbacks and instruction verification on every disbursement. The check fraudsters are counting on you skipping at 4:55 on a Friday.

Your E&O carrier's favorite letter

A signed verification letter in every file documents the control — on paper, per closing. Evidence of diligence when it matters, leverage at renewal when it does not.

No software, no seats, no contracts

Flat per-closing fee. Send the file, get the tally. Cancel any time — we earn the next closing or we do not get it.

See what lands in your file

Tell us about your agency and we'll send a sample Tallyfoil verification letter — so you can see exactly what your underwriter, your E&O carrier, and your closer would see.